Improving your home's energy efficiency is a smart way to reduce utility costs while contributing to a more sustainable future. Fortunately, Canadian homeowners have access to various programs designed to support these upgrades. From grants and loans to rebates, these initiatives can help offset the cost of making your home more energy-efficient while reducing your environmental footprint.

Federal Energy-Efficient Home Improvement Programs

Canada Greener Homes Initiative

The Canada Greener Homes Initiative is a federal program aimed at making energy-efficient home improvements more affordable. Homeowners can access up to $5,000 in grants and interest-free loans of up to $40,000 to help cover the costs of upgrades such as energy-efficient windows, improved insulation, and renewable energy systems like solar panels.

To qualify, applicants must complete an EnerGuide home evaluation, which identifies areas for improvement and ensures upgrades meet eligibility requirements.

Canada Greener Homes Grant

The Canada Greener Homes Grant provides financial assistance between $125 and $5,000 for energy-efficient home upgrades, such as:

▪Improved insulation

▪High-performance windows and doors

▪Energy-efficient heating systems

Homeowners must complete an EnerGuide home evaluation before and after improvements to qualify. A portion of the evaluation cost—$600—is covered by the grant.

The latest federal budget announced upcoming changes to the program, expanding eligibility to include tenants and modifying the funding structure.

Canada Greener Homes Loan

The Canada Greener Homes Loan offers interest-free financing to help homeowners undertake large-scale energy-efficient upgrades. Loans range from $5,000 to $40,000 with a 10-year repayment period and can be used for projects such as:

▪Installing solar panels

▪Upgrading insulation

▪Replacing outdated heating systems

To qualify, homeowners must complete an EnerGuide home evaluation and be approved for the Canada Greener Homes Grant.

Provincial Energy-Efficient Home Improvement Programs

Ontario: Home Renovation Savings Program

Launching on January 25, 2025, Ontario’s Home Renovation Savings Program will offer rebates of up to 30% for energy-efficient home improvements, including:

▪Insulation upgrades

▪High-performance windows and doors

▪Heat pump installations

▪Solar panel systems and battery storage solutions

The Benefits of Energy-Efficient Home Improvements

Investing in energy efficiency offers numerous advantages:

▪Lower energy bills

▪Increased home comfort

▪Enhanced property value

▪Environmental sustainability

If you’re considering buying or selling a home, energy-efficient features can significantly boost its appeal. Contact me today to explore how energy efficiency can play a role in your real estate journey.